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Michael Gardner
- Male
- Louisville, KY
- United States
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Michael Gardner's Discussions
Alternative names for Housing Rehab Programs
4 Replies
Started this discussion. Last reply by Marcia Nedland 1 hour ago.
NSP1 Program so far...
1 Reply
Started this discussion. Last reply by Ray Neirinckx Dec. 14, 2009.
Housing Standards vs. Neighborhood Revitalization
8 Replies
Started this discussion. Last reply by Marcia Nedland Sep. 4, 2009.
Michael Gardner's Page
Latest Activity
I like Home Makeover. And, I like adding free architectural, landscaping and decorating assistance with the loan to help homeowners choose high-impact investments and maximize the fixed costs of bringing a contractor out. Geneva, NY offers free arch…
A couple years ago we decided to change the way we talk about our program and started calling it a "home improvement program" rather than a "housing rehab program". I think it attracts more interest that way, and rehab has a lot of negative connotat…
specific to a designated neighborhood. using HOME funds., but we've also leverage other private and state funds. always though signs can help signal investment..just didn't want the "program" stigma attached ...
It is hard to be generic without some additional information. Is the rehab program specific to a neighborhood or area that could spark a name? Is the program for owner-occupied or rental housing? Can you form an acronym based on your group, the fund…
Any suggestions for Signs/Marketing material for a Neighborhood Housing Rehab Program?
any newly built Public Housing
Michael:
I was surprised no one has responded to your inquiry. In Rhode Island, we have completed NSP1. All but some dollars with the City of Providence for downpayment assistance is left of our funds. To learn more I would suggest both visiting ou…
Does anybody have any NSP1 Program really up and running yet?
Tell us what were the biggest obstacles?
It seems Local Government Capacity and understand the complexities of how to properly spend the funds has been paramount in a lot of places.
Love that loan product with the 20% facade reserve! Also the special loans for lawns. Very impressive.
We use CDBG, foundation, NWA and city bond funds. We don't use HOME funds
Felix- The citywide program you run, is this a owner-occupied program using HOME?
Re: 1. Some of our loan products require 20% of the funds be expended on the facade.
-I like this idea! ex/ $20,000 in rehab $4,000 must be expended on the facade.
Profile Information
- Job Title
- Housing Development Program Manager
- Employer
- New Directions Housing Corporation
- Community Development Interests
- Community Stabilization, Land Use and Sustainability, Neighborbood Revitalization, Public Policy and Advocacy, Real Estate Development (Single Family)
- Years in the Community Development Field
- 4-7 years
- Are you interested in being a mentor to someone new to the community development field?
- no
Comment Wall (2 comments)
- At 4:12pm on September 28, 2009,
Scarlet H. at New Directions said…
- Hello Office Friend!
- At 9:53am on June 10, 2009,
Michael Gardner said…
- New to the Site!
Latest Activity
I second Sarah -- also, I've been hearing some NSP grantees say, more or less, "we have interest but none of the people interested can qualify for a mortgage", and they describe that as a lending problem. To me, that sounds more like a marketing pro…
I noticed these interesting stats at Realtor.org today:
Home
Buyer Statistics
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of w…
I like Home Makeover. And, I like adding free architectural, landscaping and decorating assistance with the loan to help homeowners choose high-impact investments and maximize the fixed costs of bringing a contractor out. Geneva, NY offers free arch…
Thanks Vince. At this time, I know non-profits do not have access to RD's loan origination software, UniFi. I'm not sure how much we've discussed the issues of access to CAIVRS in the 502 course.
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