Jason,
As always, great insight! There is no question that borrowers need to take some responsibility for the mess. In fact, In my workshop presentations, I now include a piece called "housing literacy" to cover purchase and loan issues from contrac…
Rob, really dig the film clips. Very compelling, but a question: I'm an uber-antipred-advoc, but I stopped the clip at 31:20 and looked at the wall street monitor for a particular bond. The $800+ million bond with over 30% delinq. 90+ days was assum…
Folks,
If you are in Chicago this week, I recommend this awesome documentary on the mortgage meltdown playing at the Gene Siskel Theatre this week!
I am featured in this movie, and hope you will go see it!
Chicago premiere!
AMERICAN CASINO
2009, Les…
The experiences of this decade should teach us that homeownership may not be for everyone-right now.
The notion that everyone "should" be a homeowner is a myth. The fact is that everyone must have the right to the opportunity to become a homeowner.…
Robert J. Strupp is the Director of Research and Policy with the Community Law Center, in Baltimore, Maryland, (www.communitylaw.org .) The Community Law Center provides legal representation and advocacy to grassroots organizations, non-profits and small businesses. Mr. Strupp's projects seek to combat predatory and deceptive real estate transactions and related practices. Mr. Strupp serves on the homeownership preservation coalitions in Baltimore and Prince George's County, and chairs the Coalition's enforcement committee, bringing to the table the regulated, regulators, public officials, advocates, funders and others concerned with the residential real estate process. Mr. Strupp has become a resource for the media, government and other organizations seeking information on the latest trends in residential real estate practices and has been quoted in The Wall Street Journal, New York Times, Baltimore Sun, US News & World Report, and other publications. Mr. Strupp is a frequent speaker on a regulatory enforcement and housing issues addressing groups attending national and regional conferences, academic forums and community associations.
Community Development Interests
Community Stabilization, Foreclosure Prevention, Homeownership Education, Land Use and Sustainability, Lending, Public Policy and Advocacy
Years in the Community Development Field
4-7 years
Are you interested in being a mentor to someone new to the community development field?
-Research real estate transactional data identifying at risk homeowners and communities.
- Seek improved regulatory enforcement and collaboration among governmental agencies, advocates and the regulated industries.
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I second Sarah -- also, I've been hearing some NSP grantees say, more or less, "we have interest but none of the people interested can qualify for a mortgage", and they describe that as a lending problem. To me, that sounds more like a marketing pro…
I noticed these interesting stats at Realtor.org today:
Home
Buyer Statistics
13.0pt;font-family:Arial;mso-bidi-font-family:Arial"">Active home search
(median):Arial"">
none;text-autospace:none"">mso-bidi-font-family:Arial""> Number
of w…
I like Home Makeover. And, I like adding free architectural, landscaping and decorating assistance with the loan to help homeowners choose high-impact investments and maximize the fixed costs of bringing a contractor out. Geneva, NY offers free arch…
Thanks Vince. At this time, I know non-profits do not have access to RD's loan origination software, UniFi. I'm not sure how much we've discussed the issues of access to CAIVRS in the 502 course.